investment management
Let's invest for your ideal retirement.
Integritas Financial offers business owners a uniquely sophisticated approach to investment management, crafting unified, personalized portfolios for performance, peace of mind, and long-term security.
Our integrated strategy replaces fragmented approaches with a clear, logical path to achieving your financial goals, whether planning a business exit, maximizing retirement income, or preserving your legacy.
Why more business owners invest with us.
Integritas Financial provides tailored investment management for business owners transitioning into or already enjoying retirement.
Customized Portfolio Design
Aligning your investments with your retirement goals and risk tolerance.
Tax-Efficient Strategies
Minimizing your tax liabilities to preserve your wealth.
Proactive Risk Management
Protecting your capital and providing peace of mind.
Our proven investment philosophy.
We adhere to six core principles to help you achieve financial success:
1
LOW COST
Keep investment expenses minimal to maximize your returns.
2
PASSIVE MANAGEMENT
Use evidence-based, passive investment strategies to capture market returns without unnecessary speculation.
3
LONG-TERM PERSPECTIVE
Focus on sustained growth to support your retirement and legacy goals.
4
DISCIPLINE
Maintain a steady course through market fluctuations, avoiding emotional decision-making.
5
RISK-TUNED
Align your portfolio's risk level with your comfort and financial objectives.
6
DIVERSIFIED
Spread investments across asset classes to enhance stability and reduce exposure to any single market segment.
Our collaborative investment process.
We follow a structured process to ensure your investment strategy is comprehensive and personalized:
Step 1: Identify your goals and time horizon
Get to know your vision for retirement and beyond so we can set your investments up for success.
Step 2: Assess risk tolerance
Evaluate your comfort with various levels of investment risk.
Step 3: Strategic asset allocation
Properly allocate your investments to balance growth potential with risk and consider factors like tax implications and liquidity needs.
Step 4: Select low-cost investments
Choose cost-effective investments that align with your investment strategy.
Step 5: Implement and monitor
Execute your personalized investment plan and regularly review performance, making adjustments as your circumstances evolve.
Hypothetical Example:
Consider a business owner planning to sell their company within the next year. We would:
Pre-Sale Planning: Collaborate with tax advisors to structure the sale for optimal tax outcomes.
Post-Sale Investment: Develop a diversified portfolio tailored to generate sustainable income, aligning with your retirement lifestyle and legacy aspirations.
By partnering with Integritas Financial, you can confidently navigate the complexities of selling your business, knowing your investments are managed with expertise and care.