estate planning
Your financial life. Simplified.
IF recognizes opportunities where estate planning strategies could be plugged in.
After your concerns are understood, IF works with estate planning attorneys to explore more ideas and execute the necessary legal documents.
IF is your liaison to the right strategy and estate planning attorney.
Investing and estate planning together.
Estate planning for small business owners.
As a small business owner, your business is more than just a source of income—it’s a part of your legacy.
Whether you plan to pass it on to the next generation or prepare it for sale, having a solid estate plan is critical to protecting your hard work and ensuring your wishes are carried out.
At Integritas Financial, we understand the unique complexities of estate planning for business owners. We work closely with trusted estate planners to:
Protect Your Business Assets: Ensure your business and personal assets are shielded from unnecessary taxes or potential disputes.
Plan for Succession: Create a clear roadmap for transferring ownership to your heirs or preparing for a sale.
Preserve Family Harmony: Establish structures, like trusts, to ensure your legacy supports your family responsibly and minimizes potential conflicts.
Our goal is to help you feel confident that your business and personal wealth are secure, leaving you free to focus on what matters most: enjoying the life you’ve built and the legacy you’ll leave behind.
We manage trust assets.
A benefit of a trust is the ability to add multiple layers of fiduciaries to help manage the underlying investments with a high level of care.
The goal is to make sure the rules stated within the trust are adhered to so the assets will reach their desired beneficiary at the stated timing. IF works directly with trustees to help manage trust investments and keep the trust assets in low-cost investments while sticking to the trust document guidelines.
Your family office.
Ensuring the preservation and enhancement of your family's wealth is paramount at Integritas Financial.
That's why we take a white glove approach to guiding and educating you and your family through the estate planning process. As your advocate, our goal is to ensure that your wishes are planned for and that you understand how your family's wealth will be divided after you are gone.
We give you control.
A great estate plan will give you peace of mind by giving you control over your life’s work after you're gone.
It will allow you to control who will look after your finances, your dependents, and your business interests, as well as who will inherit from you. It may also let you avoid probate expenses and estate taxes, particularly if you implement certain trusts into your estate plan.
A life less taxing.
Our hand-selected team of attorneys can help you minimize or eliminate the impact of certain wealth transfer taxes using an array of sophisticated estate planning techniques.
Your estate plan may include the use of specialized Trusts that can leave more to your family by maximizing the use of the marital deduction, the estate tax exemption, and freezing techniques, or more to charity, as you desire.
Estate planning helps you solve life’s concerns.
Concerns:
? Asset protection
? Spendthrift children
? Providing for family after death
? Maintaining control after death
? Avoiding prob
? Worried parents don’t have a plan
? Be sure assets go right where you want them
? Protect children after untimely death
? Family will have to make difficult decisions
? Federal and State estate taxes
? Disabled children
? Incapacitation planning
? Pets/ farm
? Make wishes known
? Lessen burden on family
? Property held up for long periods
? Who will handle my estate?
Solutions:
✔ Wills
✔ Power of attorney
✔ Guardianship
✔ Living will
✔ Trusts
✔ Trustee services
✔ Trust investing
✔ Tax management
✔ Life insurance
✔ Beneficiary designations
✔ Password log – lastpass
✔ Charitable gifting
✔ Business succession
✔ Lifetime gifting
✔ Annual gift tax exclusion
✔ Lifetime Estate tax Exemption and spouse portability
✔ Letter of intent/love letter to loved ones
✔ Executor selection and guidance
We are your estate planning advocate.
1
Team up with Integritas.
When you become a client, we are more than your advisor. We like to think of ourselves as your financial partner.
2
Deep discovery process.
We conduct a deep discovery and analysis of your finances to learn what’s important to you and what your planning needs are.
3
Advocate for you.
We enhance your estate planning by working closely with your attorney. The end result is a more complete estate plan.